Santander Consumer USA is a global leader in the financial services industry, evolving into a technology-driven organization. The Specialist in Model Development is responsible for developing and maintaining sophisticated empirical models, including credit scoring models, and summarizing information for internal and external clients.
Responsibilities
- Participates in the construction of complex mathematical models – including credit origination and customer behavior scorecards - which directly support critical decision making processes and the company’s overall understanding of our business, the markets within which we operate, and our customers
- Assists in developing the underlying assumptions, theory, empirical evidence, and conceptual soundness of statistical and mathematical models
- Applies statistical techniques to analyze trends and uncover risks and opportunities relative to portfolio management and originations
- Uses internal and external data sources to create robust model development datasets
- Ensures modeling projects are conducted in accordance with established company policies and generally-accepted mathematical modeling practices
- Encapsulates analytic findings into executive-level summary documents to support senior management decision-making
- Utilizes data mining and statistical techniques to develop analytic insights, sound hypotheses, and informed recommendations
- Liaisons internal and external teams to define requirements and ensure the timely and accurate delivery of data elements for analytic projects
Skills
- 0+ Years Auto Finance industry experience
- Thorough knowledge of credit policy rules, state and federal regulations and application processing systems is required
- Working business knowledge of credit application systems and DMS providers
- Demonstrated ability to understand high level financial and process concepts, and create product process roadmaps
- Ability to formulate and present clear and persuasive presentations, proposals, and project plans
- Ability to explain statistical concepts to a business audience
- Excellent written and verbal communication skills
- Excellent interpersonal skills
- Ability to maintain confidentiality
- Bachelor's Degree or equivalent work experience: Business, Finance, or equivalent degree
- 0+ Years Sales experience with automotive finance lender strongly preferred
- Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education
- Experience in Microsoft Office products
Company Overview
- In 1995, a group of young entrepreneurs thought they could make their mark on the world of automotive finance by thinking a little bigger and a lot bolder than the competition. It was founded in 1997, and is headquartered in Dallas, TX, US, with a workforce of 5001-10000 employees. Its website is https://santanderconsumerusa.com/.
Company H1B Sponsorship
- Santander Consumer USA has a track record of offering H1B sponsorships, with 2 in 2026, 30 in 2025, 38 in 2024, 36 in 2023, 31 in 2022, 30 in 2021, 34 in 2020. Please note that this does not guarantee sponsorship for this specific role.