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Posted Apr 14, 2026

Rotational Program Associate - Credit Management

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Bread Financial is a tech-forward financial services company that provides personalized payment, lending, and saving solutions. The Rotational Program Associate position offers recent graduates the chance to explore various business areas, focusing on credit assessment and risk analysis within the Credit Management team while developing essential skills through collaboration and training. Responsibilities - Gaining an understanding of the associate’s related area of the enterprise and completion of role-specific training provided by their respective team - Demonstrate outstanding verbal and written communication skills when working with internal and external partners - Build and maintain effective internal and external business partnerships - Learn proper process and procedures relevant to an associate’s respective team - Activity-based Training Development curriculum and Talent Mobility programs to facilitate participation development - Actively seek out opportunities to expand knowledge of the broader business - Follow established guidelines for quality and productivity Skills - Bachelor's Degree - Outstanding verbal and written communication skills - Ability to present information in a clear, concise, and professional manner utilizing technology and innovation - Ability to build and maintain effective internal and external business partnerships - Ability to identify, resolve, and escalate concerns as needed - Knowledge of proper processes and procedures relevant to an associate's respective team - Utilization of Microsoft Office tools and specific job-related technology - Participation in Activity-based Training Development curriculum and Talent Mobility programs - Actively seeking out opportunities to expand knowledge of the broader business - Following established guidelines for quality and productivity - Acting responsibly to minimize risk and ensure compliance - Supporting internal and external audits - Previous completion of a Bread Financial Summer Internship - SQL knowledge - Python knowledge - Time Management - Professional Etiquette - Presentation skills Benefits - Medical - Prescription drug - Dental - Vision - Basic and optional life insurance - Supplemental medical plans - Short and long-term disability - 401(k) - 11 paid holidays - Paid Time Off (PTO) - Paid Sick Leave Plus (PSL+) - Paid Sick and Safe Time (PSST) Company Overview - Bread Financial is a financial services company. It was founded in 1983, and is headquartered in Columbus, Ohio, USA, with a workforce of 5001-10000 employees. Its website is https://www.breadfinancial.com.
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