Posted: Jan 8, 2026
About the position This position will manage a team of Portfolio Managers to support the Emerging Middle Market C&I portfolio in Southern California. Facilitates decisioning and analysis of all types of credit information to support lending decisions and processes for the bank. Maintains and promotes a client service environment to satisfy and exceed customer needs and expectations. This role will make credit decisions and recommendations in accordance with sound credit-granting principles and in compliance with Bank Policies & Procedures. Responsibilities Fosters a culture aligned to BMO purpose, values and strategy and role models BMO values and behaviours in all that they do. , Ensures alignment between values and behaviour that fosters diversity and inclusion. , Regularly connects work to BMO's purpose, sets inspirational goals, defines clear expected outcomes, and ensures clear accountability for follow through. , Builds interdependent teams that collaborate across functional and operating groups to create the highest value for all stakeholders. , Attracts, retains, and enables the career development of top talent. , Improves team performance, recognizes and rewards performance, coaches employees, supports their development, and manages poor performance. , Establishes cross-selling initiatives to increase penetration with client. , Applies deep expertise in bank products, processes and systems and effectively trouble shooting to ensure a high-quality client experience. , May coordinate closing with closing department, clients and attorneys. , Serves as a daily escalation resource to ensure client expectations are met or exceeded. , Acts as a trusted advisor to assigned business/group. , Influences and negotiates to achieve business objectives. , Recommends and implements solutions based on analysis of issues and implications for the business. , Conducts independent analysis and assessment to resolve strategic issues. , Helps determine business priorities and best sequence for execution of business/group strategy. , Acts as the prime subject matter expert for internal/external stakeholders. , Participates in the development of financial models and other analytical tools to assist clients in evaluating capital structure. , Designs and produces regular and ad-hoc reports, and dashboards. , Maintains current on financing trends in target clients' markets, and communicate same to team members. , Leads or participates in defining the communication plan designed to positively influence or change behaviour; develops tailored messaging; and identifies appropriate distribution channels. , Oversees preparation of concise, well reasoned credit correspondence. , Coordinates the preparation of lending proposals and pitches to prospective clients with efforts to maximize penetration and returns. , Negotiates transactions with clients and provides deal structuring expertise. , Oversees documentation and ongoing monitoring of asset and client performance. , May manage work flow of other analysts by aligning tasks with departmental goals and objectives. , Provides accurate financial analysis and risk assessment of new and existing customers. , Partners with internal stakeholders for accurate, detailed client information. , Develops credit information to make lending decisions on new, renewal and extension loans. , Assists in negotiations of terms and conditions of all decisions made via phone and e-mail interaction with clients. , Prepares summary, present facts and offer opinions concerning credit worthiness. , Minimizes BMO's risk exposure by adhering to internal credit policies and procedures with respect to lending decisions. , Provides input into the planning and implementation of operational programs. , Builds effective relationships with internal/external stakeholders. , Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus. , Provides specialized consulting, analytical and technical support. , Exercises judgment to identify, diagnose, and solve problems within given rules. , Works independently and regularly handles non-routine situations. , Broader work or accountabilities may be assigned as needed. Requirements Typically between 5 - 7 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience. , Deep knowledge and technical proficiency gained through extensive education and business experience. , Verbal & written communication skills - In-depth. , Collaboration & team skills - In-depth. , Analytical and problem solving skills - In-depth. , Influence skills - In-depth. , Data driven decision making - In-depth. Nice-to-haves Benefits Health insurance , Tuition reimbursement , Accident and life insurance , Retirement savings plans Apply Job!